OOO

Representative loan terms for customers using SELENA, OOO digital services

This page outlines indicative borrowing parameters, repayment rules, extension options, and customer rights in a concise format so that users of SELENA, OOO services can review core conditions before proceeding.

Provider information

SELENA, OOO provides digital access to loan-related functionality and customer-facing disclosures. Final product terms always depend on approval outcome, compliance review, and the individual agreement accepted by the borrower.

Illustrative examples on this page use Russian Ruble (RUB). Availability of a given product depends on legal, risk, and operational criteria.

Core parameters

Loan amount range
Typical offers may range from 8,000 RUB to 100,000 RUB, while certain scenarios may display broader limits from 1,000 RUB to 200,000 RUB after internal checks.
Loan term
Indicative duration usually falls between 61 and 91 days, although exact schedules may vary by selected product.
Daily rate
The representative daily charge may range from 0.08% to 0.10%, depending on the approved offer.
APR ceiling
Annual percentage rate may reach up to 31%.
Repayment structure
Repayment may be due in one payment at maturity or according to an installment schedule specified in the final agreement.

The APR shown in disclosures is based on the approved amount, the applicable daily rate, and the contract term stated for the relevant product.

Illustrative examples

Example A

Loan amount: 100,000 RUB
Term: 91 days
Daily rate: 0.10%
Estimated total repayment: 109,100 RUB
Total service cost: 9,100 RUB
APR disclosure: 31%

Example B

Loan amount: 50,000 RUB
Term: 61 days
Daily rate: 0.09%
Estimated total repayment: 52,745 RUB
Total service cost: 2,745 RUB
APR disclosure: 31%

Repayment and extension rules

  • Payments may be made through the digital interface, by bank transfer, or through partner channels where available.
  • Extension may be offered when accrued charges due at the time of extension are paid and the borrower satisfies internal eligibility rules.
  • Early repayment is allowed, and the payable charges are recalculated for the actual period of use where required by law or contract.

Customer rights and obligations

Rights

  • Receive understandable disclosure information before confirming a loan agreement.
  • Ask for clarification about rates, schedules, and service mechanics through support.
  • Repay the debt early if the relevant agreement and law permit it.

Obligations

  • Submit current and accurate data during application and servicing.
  • Meet repayment duties in accordance with the agreed schedule.
  • Use the service lawfully and avoid unauthorized or deceptive conduct.

Support and dispute handling

Requests concerning disclosures, repayment questions, or complaints may be sent to contact@sselena.click. SELENA, OOO reviews incoming requests under internal procedures and applicable legal standards.